Category: Personal Finance

What is a Chit Fund? Should you invest in Chit Funds?

A chit fund is a collective instrument tool where there are two participants, one is the organizer and the other is the member. There are various members who collectively come together and agree to pool-in a specified sum of money...

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3 Features of Term Insurance Policy which makes Nominee’s Life Easier

The purpose of a term insurance policy is simple, ‘to offer sufficient financial support to your loved ones when you are no longer there to ensure the same.’ But imagine if your nominees have to run from post to pillar...

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Different areas where small business loans can help you

For a business owner, there are ample reasons to invest and get bigger and better results. As Joel Barker quoted, “Speed is useful only if you are running in the right direction”. The same applies to small business loans. Business...

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Sukanya Samriddhi Yojana: Opinion & Analysis of Experts

Having a baby girl is an exhilarating feeling and raising her up is yet another. To make this beautiful journey of parenting even more exciting and less worry-some, government has introduced the Sukanya Samriddhi Yojana, which is exclusively for a...

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Gold Monetisation Scheme: Earn Income from your Gold

Generally every Indian household has some gold jewellery lying idle with them at their home. Also people tend to park their surplus in gold coins or gold jewellery as an investment. But all of it has an added cost to...

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10 Major Benefits of the new RERA Act for Property Buyers

Buying a home is every person’s dream. However, everyone is not able to afford a home as the real estate prices are still very high as compared to the income levels. To add to the misery, every developer/builder earlier had...

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How much of Gold can you hold – No Limit on Jewellery

Gold is more than a precious metal in India. It represents traditions, customs, love and a lot of emotions. But as much as Indians love to hold gold, there is confusion as to how much of gold can people keep...

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Auto Sweep FD: Earn more Interest from your existing Bank Account

Do you have a bank account? If your answer is yes, then this article is for you. In general, individuals have a saving bank account wherein you have the flexibility to deposit and withdraw funds at your convenience and you...

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4 lesser known ways through which Jewellers make money

Gold has been a tradition in India for decades. Be it for investment, or gifting or buying for oneself, gold is usually the first and the most esteemed choice. Also before buying gold we tend to do our research in...

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All about Pradhan Mantri Awas Yojana – Affordable Housing

There is currently a huge shortage of affordable houses in India. The houses which are currently available for sale are too expensive and in most cases, out of reach of the lower middle-class population of India. There is a shortage...

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